Philip Razon, CHS, CEA, EPC, CPCA, CSC
President
Philip Razon is the President and Founder of Jacob Warren Financial Inc., where he works with business owners, professionals, and families to design long-term financial strategies built around protection, control, and legacy.
Philip’s work is grounded in Intergenerational, legacy and estate including corporate retirement principles. He focuses on helping incorporated clients think beyond traditional retirement planning by structuring capital in a way that prioritizes tax efficiency, balance sheet strength, and optionality over time. His approach emphasizes building financial systems that can adapt as businesses grow, regulations change, and personal priorities evolve.
Rather than leading with products, Philip starts with structure. He helps clients understand how insurance, corporate planning, and estate strategies can work together as part of a cohesive framework designed to protect capital, reduce friction, and support long-term outcomes for both family and business interests.
Philip is known for his calm, disciplined style and his ability to guide clients through complex decisions without urgency or pressure. He believes effective planning should feel intentional and durable, built to perform under stress, not just in ideal conditions.
Jacob Warren Financial Inc. was founded on the belief that good advice should be repeatable, defensible, and aligned with how capital actually behaves over decades. Philip continues to focus on building strategies, and a firm, that clients can rely on well beyond a single transaction or life stage.