While the primary purpose of life insurance is often to provide a death benefit for your loved ones, there are also policies designed as asset classes to not only cover you during your working life but provide income and tax efficiencies.

Disability insurance offers protection for you and your family (or business) if an illness or accident prevents you from working and earning an income.

Critical illness insurance pays a lump sum if you are diagnosed with a covered illness and survive the waiting period. Business owners can also access insurance solutions to safeguard their business and optimize their company’s assets.