January 2022, there were approximately 1.5 million Canadians receiving long-term care services or residing in long-term care facilities, according to data from the Canadian Institute for Health Information (CIHI). However, this number may have changed since then due to factors such as population aging, changes in healthcare policies, and shifts in healthcare needs. In 2023 the age 65 population doubled and the need for optional coverage is more needed in Canada today.

Long-term care refers to a range of services and support designed to help meet the health and personal care needs of individuals who have chronic illnesses or disabilities. This type of care is typically required over an extended period, often when someone is no longer able to perform everyday tasks independently due to aging, illness, injury, or cognitive decline. 

Long-term care encompasses various services, including assistance with activities of daily living such as bathing, dressing, and eating, as well as medical care and rehabilitation services. It can be provided in different settings, including nursing homes, assisted living facilities, and in the individual’s own home, depending on their needs and preferences.

The need for long-term care can place a significant financial and emotional burden on individuals and their families, as these services can be costly and may require extensive planning and coordination.